For the guacamole: In a medium mixing bowl, mash the avocado, lime juice, and salt with a fork until it reaches your preferred consistency. Stir in the cilantro.
For the Creamy Lime Cilantro Sour Cream: Place the sour cream, cream cheese, cilantro and lime juice in a medium mixing bowl and mix until mostly smooth.
Assemble: In a a bowl or serving tray add the refriend beans and spread into an even layer. Top with sour cream, then guacamole & top with pico de gallo.
Serve with chips & enjoy!